We are investing in the areas we believe will have most impact on the future of inclusive Financial services in China. Are you running a cutting edge startup within these areas? Get in touch now!
InsurTech companies use technology to make insurance more efficient. The insurance industry is currently undergoing a large disruption face, where Artificial Intelligence will play a central role in bringing more inclusive and personalized insurance products.
Blockchain is nothing new, but was first conceptualized in 2008 by Satoshi Nakamoto, when implemented as a core component of Bitcoin. With the new applications of distributed Blockchain database, such as smart contracts, identity security and intellectual property protection, are we seeing a revolution of accountability, trust and transparency?
Are robo-advisors taking over? The number of online wealth management startups providing automated financial advisory, i.e. algorithm-based portfolio management, has grown rapidly during the last years. Online financial advisory for the general public, formerly exclusively offered to high net worth people, is here to stay and will transform the industry to be more inclusive.
Will artificial intelligence make real estate brokers more professional, i.e.be a complement, or will it rather simply remove the need for their services? Big data is currently re-innovating the real estate industry by democratizing data and making it more transparent for all parts involved. This will especially be a disrupting force in emerging developing economies, such as China, where reliability of information and trust to the real estate industry is lacking.
The lack of credit history automatically excludes many people around the world from traditional financial services, such as credit lines and obtaining a loan. However, with new technology the ability to underwrite through innovation based on alternative data has grown rapidly. In China, the government is pushing for a national credit score as a linkage to financial inclusion
